Complex insurance, underwritten with real intelligence.
Specialist underwriting
domusIQ MGA (UK) Ltd is a specialist underwriting business built by experts who understand assets, operations, portfolios, occupancy, and exposure in depth. We do not simply process submissions—we study risk, interpret it, and underwrite it with conviction.
From trading businesses to real estate portfolios and specialist occupancy-led scenarios, we bring sharper underwriting, better risk visibility, and stronger decision-making to every placement.
At the core of this approach is CloudLink™, our proprietary analytics and AI platform that connects live building data, operational signals, and underwriting intelligence in real time—delivering a more insightful and precise view of risk than traditional methods.
Specialist
Focused underwriting expertise across complex risks.
Disciplined
Active risk selection and sharper judgement.
Insightful
Data-led visibility and deeper risk understanding.
Proactive
Resilience-led thinking before losses develop.
World class customer service
Tailored solutions designed around each client’s unique risks and business objectives.
Insurance is our key differentiator. The platform directly offers ways to mitigate risk and reduce insurance costs using real-time building data.
Underwriting as an active discipline- not a box-ticking exercise.
At domusIQ MGA (UK) Ltd, underwriting is not a box-ticking exercise. It is an active, data-led discipline built on experience, scrutiny, and a deep understanding of how risk behaves in the real world. Leveraging AI-driven technology before submission, we look beyond static data to assess how assets are used, how operations are managed, where vulnerabilities sit, and how exposure can develop over time.
That means we do not just price risk - we interpret it. Our approach combines strong underwriting fundamentals with a more advanced, data-led view of asset conditions, operational resilience, occupancy patterns, and emerging signals that others may miss. The result is more informed decision-making, better risk selection, a more proactive response to changing exposure, and greater transparency for our customers and risk partners.
A proprietary sensor and integration layer that turns live conditions into underwriting insight.
What sets us apart
Specialist underwriting focus across complex commercial and real estate-led risks.
Risk selection informed by data, operating context, and live exposure signals.
Proactive resilience thinking, not purely reactive claims response.
Technology-enabled visibility through the proprietary domusIQ device.
Connected insight for more responsive underwriting.
Our AI-native platform brings together the digital tools, connected building insight, and data-led workflows that make domusIQ's underwriting more responsive, more informed, and more proactive — while creating greater transparency for customers and risk partners.
Underwriting at domusIQ is supported by a platform built for better visibility, faster action, and stronger control.
Our proprietary AI CloudLink™ and PropTech-enabled operating model help us move beyond static submissions, giving brokers and insureds a a data-led view of live exposure, building conditions, and emerging risk signals.
Real-time risk monitoring
Proprietary PropTech-enabled capability designed to improve visibility of live building risk conditions.
Digital workflow
Embedded digital tools that reduce manual administration and improve broker responsiveness.
Scalable model
A lean operating structure that supports profitable growth across underserved and often overlooked segments.
Actionable operational insights
Live data from connected assets, transformed into actionable intelligence—enabling operational optimization,earlier interventions, and a continuously informed view of asset performance.
Specialist cover, written with conviction.
Focused product lines, each shaped by technical expertise, disciplined judgement, and a deeper understanding of how risk behaves in practice.
Commercial Combined
Commercial Combined cover for trading businesses with meaningful operational exposure, including warehouse, industrial, and day-to-day trading risks. Built for businesses that need joined-up protection across physical assets, liabilities, interruption, and broader commercial exposures, with underwriting that reflects how the risk actually operates.
Commercial Property Owners
Specialist insurance for commercial property owners, from single high street premises to broader investment portfolios. Designed for landlords and asset owners who need confident underwriting, clear risk selection, and a more informed view of asset-level exposure.
Residential Property Owners
Flexible protection for residential property owners and portfolio landlords, covering everything from individual assets to larger residential holdings. Our approach combines disciplined underwriting with a sharper understanding of occupancy, management standards, and changing exposure.
Unoccupied Property Owners
Focused cover for unoccupied and vacant properties, where risk can change quickly and active oversight matters more. We underwrite these cases with attention to condition, vulnerability, and the controls in place to prevent an inactive building becoming a major loss.
Real Estate
Insurance solutions for larger and more sophisticated real estate risks across commercial and residential assets, including complex portfolios and terrorism exposure where required. Suited to asset owners, managers, and investors who need a broader, more strategic underwriting view.
Led by experienced operators and underwriters.
domusIQ MGA (UK) Ltd is run by specialists with deep experience across underwriting, insurance leadership, operations, and risk management—delivering world-class customer service and tailored solutions.
Donald Harrell
Bringing global insurance leadership, strategic perspective, and market ambition to the domusIQ underwriting platform.
Jordan Moss
Setting the commercial direction of domusIQ and shaping a sharper, more ambitious underwriting business.
Tania Hughes
Driving operational precision across the business and turning strategy into disciplined execution.
Gemma Jarrett
Leading underwriting strategy with technical authority, market perspective, and a relentless focus on portfolio quality.
Stuart Somerville
Applying experienced underwriting insight to complex risks with pace, care, and commercial clarity.
Erin Nicholls
Applying experienced underwriting insight to complex risks with pace, care, and commercial clarity.
Hannah Milner
Keeping service delivery, process, and execution running smoothly behind every broker interaction.
Tell us about your business.
Share the company, compliance, premium and contact details we need to review a potential partnership with domusIQ MGA (UK) Ltd.
Start a conversation with our underwriters.
Submit a risk, discuss portfolio needs, or explore how domusIQ MGA (UK) Ltd can support your clients. We respond personally, with judgement—not auto-replies.